Plan Snapshot
- Plan Sponsor: Kao America INC.
- Sponsor EIN: 522064483
- Sponsor Address: 2535 SPRING GROVE AVENUE, CINCINNATI, OH, 45214
- Plan Type: 401(k)
- Total Participants: 1,403
- Total Assets: $314.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,403 | $314.2M | $5.8M | $13.2M |
| 2023 | 1,318 | $277.8M | $5.4M | $12.5M |
| 2022 | 1,327 | $231.3M | $5.4M | $12.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NEPC LLC | INVESTMENT ADVISOR | $87,129 | — | $87,129 |
| EMPLOYEE BENEFITS SOLUTIONS CONSUL | CONSULTANT | $26,624 | — | $26,624 |
| CROWE LLP | ACCOUNTANT/AUDITOR | $22,050 | — | $22,050 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- NEPC LLC — INVESTMENT ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $135,803
- Estimated Expense Ratio: 0.043% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | -$57,379 | $87,129 | $300 | $22,050 | — |
| 2023 | -$27,005 | $84,264 | $2,700 | $35,435 | — |
| 2022 | -$45,633 | — | — | — | — |