Plan Snapshot
- Plan Sponsor: Junior Achievement, Usa
- Sponsor EIN: 841223492
- Sponsor Address: 12320 ORACLE BLVD, STE 310, COLORADO SPRINGS, CO, 80921
- Plan Type: 401(k)
- Plan Number: 503
- Total Participants: 1,155
- Total Assets: $9.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,155 | $9.1M | $11.5M | $310,687 |
| 2023 | 1,388 | $7.3M | $10.4M | $370,226 |
| 2022 | 1,295 | $6.3M | $8.7M | $325,005 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. | Other Service Provider | $400,170 | — | $400,170 |
| PEAK ADVISORY CONSULTING LLC | Other Service Provider | $60,000 | — | $60,000 |
| MERCER HEALTH & BENEFITS LLC | Investment Advisor | $44,075 | — | $44,075 |
| CIGNA HEALTH AND LIFE INSUR CO | Recordkeeper | $36,117 | — | $36,117 |
| FORVIS MAZARS LLP | Auditor | $25,875 | — | $25,875 |
| COGNIZANT TECHNOLOGY SOLUTIONS | Other Service Provider | $20,035 | — | $20,035 |
| HUB INTERNATIONAL GREAT PLAINS | Other Service Provider | $16,500 | — | $16,500 |
| HEALTH ADVOCATE SOLUTIONS INC | Other Service Provider | $6,986 | — | $6,986 |
| EYEMED VISION CARE | Other Service Provider | $5,286 | — | $5,286 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $615,044
- Estimated Expense Ratio: 6.723% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $702,860 | $1,500 | $428,068 | $23,500 | — |
| 2023 | $652,363 | $1,500 | $395,844 | $29,250 | — |
| 2022 | $488,377 | $1,125 | $440,898 | — | $41,933 |