Plan Snapshot
- Plan Sponsor: Judy Construction Company
- Sponsor EIN: 610861333
- Sponsor Address: 103 S. CHURCH STREET, CYNTHIANA, KY, 410310457
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 153
- Total Assets: $11.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 153 | $11.9M | $419,012 | $170,344 |
| 2023 | 166 | $11.5M | $528,377 | $171,950 |
| 2022 | 178 | $9.8M | $577,152 | $171,310 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LPL FINANCIAL CORPORATION | Investment Advisor | — | $32,327 | $32,327 |
| BLUE & CO., LLC | Auditor | $13,125 | — | $13,125 |
| MCGREGOR & ASSOCIATES, INC. | Recordkeeper | $965 | $5,766 | $6,731 |
| EMPOWER ANNUITY INSURANCE CO OF AME | Recordkeeper | $6,516 | — | $6,516 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LPL FINANCIAL CORPORATION — Investment Advisor
- BLUE & CO., LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $58,699
- Estimated Expense Ratio: 0.495% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $22,295 | $22,295 | — | — | — |
| 2023 | $17,475 | $17,475 | — | — | — |
| 2022 | $19,059 | $19,059 | — | — | — |