Plan Snapshot
- Plan Sponsor: Js&S (Water Holdings) INC.
- Sponsor EIN: 942229674
- Sponsor Address: 3665 SOUTH WEST TEMPLE, SALT LAKE CITY, UT, 84115
- Plan Type: 401(k)
- Total Participants: 643
- Total Assets: $95.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 643 | $95.9M | $3.4M | $5.4M |
| 2023 | 651 | $81.9M | $2.8M | $4.5M |
| 2022 | 551 | $67.0M | $2.7M | $4.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $139,846 | — | $139,846 |
| COMMONWEALTH FINANCIAL NETWORK | INVESTMENT ADVISORY | $106,456 | $17 | $106,473 |
| RICHEY, MAY & CO., LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- COMMONWEALTH FINANCIAL NETWORK — INVESTMENT ADVISORY
- RICHEY, MAY & CO., LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $246,319
- Estimated Expense Ratio: 0.257% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $246,303 | $106,456 | $139,847 | — | — |
| 2023 | $198,325 | $85,400 | $112,925 | — | — |
| 2022 | $227,697 | $85,842 | $141,855 | — | — |