Plan Snapshot
- Plan Sponsor: Jpmorgan Chase Bank, National Association
- Sponsor EIN: 134994650
- Sponsor Address: 545 WASHINGTON BLVD, JERSEY CITY, NJ, 07310
- Plan Type: 401(k)
- Plan Number: 502
- Total Participants: 154,963
- Total Assets: $267.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 154,963 | $267.0M | $2.2B | $716.9M |
| 2023 | 151,887 | $222.2M | $1.7B | $714.2M |
| 2022 | 141,682 | $213.6M | $1.5B | $668.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE | Recordkeeper | $70,007,263 | — | $70,007,263 |
| AETNA | Recordkeeper | $34,063,154 | — | $34,063,154 |
| OHIO COORDINATED CARE INC. | Other Service Provider | $3,786,093 | — | $3,786,093 |
| NEWTOPIA | Other Service Provider | $2,509,656 | — | $2,509,656 |
| METROPOLITAN LIFE INSURANCE COMPANY | Other Service Provider | $2,122,217 | — | $2,122,217 |
| WINFERTILITY | Other Service Provider | $2,067,875 | — | $2,067,875 |
| INCLUDED HEALTH | Other Service Provider | $1,658,327 | — | $1,658,327 |
| CIGNA INTERNATIONAL | Recordkeeper | $1,230,720 | — | $1,230,720 |
| SPRING CARE, INC. | Other Service Provider | $1,006,860 | — | $1,006,860 |
| FIREFLY HEALTH | Other Service Provider | $57,564 | — | $57,564 |
| LETSGETCHECKED, INC. | Other Service Provider | $55,000 | — | $55,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $118,564,729
- Estimated Expense Ratio: 44.410% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $117,732,466 | — | $117,732,466 | — | — |
| 2023 | $120,664,724 | — | $120,664,611 | — | — |
| 2022 | $97,006,865 | — | $97,006,586 | — | — |