Plan Snapshot
- Plan Sponsor: Joint Board Of Trustees Of Roofers Union Local No. 70 Pension Plan
- Sponsor EIN: 382754697
- Sponsor Address: 1451 OLD PINCKNEY ROAD, HOWELL, MI, 48843
- Plan Type: DC
- Total Participants: 412
- Total Assets: $48.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 412 | $48.1M | $4.2M | $0 |
| 2023 | 413 | $41.3M | $4.1M | $0 |
| 2022 | 378 | $37.1M | $3.7M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BULTYNCK & CO., PLLC | NONE | $13,975 | — | $13,975 |
| ASHER KELLY LAW | NONE | $10,778 | — | $10,778 |
| SEGAL SELECT INSURANCE SERVICES | NONE | $7,855 | — | $7,855 |
| JAMES D NAIDA PC | NONE | $6,762 | — | $6,762 |
| BENDA, GRACE, STULZ & COMPANY PC | NONE | $5,840 | — | $5,840 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $45,210
- Estimated Expense Ratio: 0.094% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $324,280 | $158,007 | $48,004 | $14,516 | — |
| 2023 | $289,978 | $138,515 | $41,065 | $13,386 | — |
| 2022 | $281,454 | $133,187 | $40,872 | — | $20,333 |