Plan Snapshot
- Plan Sponsor: Joint Board Of Trustees For The Rocky Mtn Employers Health Benefit Pla
- Sponsor EIN: 846044454
- Sponsor Address: 5511 W. 56TH AVENUE, ARVADA, CO, 80002
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 8,950
- Total Assets: $41.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 8,950 | $41.3M | $118.2M | $6.0M |
| 2023 | 8,864 | $40.4M | $118.4M | $5.8M |
| 2022 | 8,829 | $31.4M | $113.0M | $5.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UMR, INC. | Other Service Provider | $2,882,955 | $97,961 | $2,980,916 |
| ZENITH AMERICAN SOLUTIONS | Other Service Provider | $2,123,927 | — | $2,123,927 |
| THE SEGAL COMPANY (MIDWEST), INC. | Other Service Provider | $299,519 | — | $299,519 |
| DELTA DENTAL OF COLORADO | Other Service Provider | $295,823 | — | $295,823 |
| REINHART BOERNER VAN DEUREN S.C. | Other Service Provider | $264,435 | — | $264,435 |
| SPENCER FANE LLP | ERISA Attorney | $203,090 | — | $203,090 |
| MINES AND ASSOCIATES, INC. | Other Service Provider | $189,596 | — | $189,596 |
| OPTUM RX | Other Service Provider | $139,398 | $46,217 | $185,615 |
| HORIZON ACTUARIAL SERVICES, LLC | Other Service Provider | $131,050 | — | $131,050 |
| LEGACY PROFESSIONALS LLP | Auditor | $70,477 | — | $70,477 |
| TRILOGY CONSULTING GROUP, INC. | Other Service Provider | $34,234 | — | $34,234 |
| NORTHERN TRUST COMPANY | Other Service Provider | $16,707 | — | $16,707 |
| LAZARD ASSET MANAGEMENT | Other Service Provider | $16,575 | — | $16,575 |
| SEGAL MARCO ADVISORS | Other Service Provider | $11,250 | — | $11,250 |
| FRSECURE, LLC | Other Service Provider | $5,196 | — | $5,196 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SPENCER FANE LLP — ERISA Attorney
- LEGACY PROFESSIONALS LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $6,828,410
- Estimated Expense Ratio: 16.523% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $3,310,597 | $27,825 | $1,810,106 | $48,742 | — |
| 2023 | $3,515,423 | $17,721 | $1,730,319 | $51,706 | — |
| 2022 | $3,433,545 | $19,173 | $1,930,941 | — | $980,312 |