Plan Snapshot
- Plan Sponsor: Joint Board Of Trustees Cement Masons Pension Trust Fund-Detroit
- Sponsor EIN: 386242187
- Sponsor Address: 30700 TELEGRAPH ROAD, SUITE 2400, BINGHAM FARMS, MI, 480254524
- Plan Type: DB
- Total Participants: 571
- Total Assets: $108.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 571 | $108.3M | $0 | $0 |
| 2024 | 573 | $101.2M | $0 | $0 |
| 2023 | 554 | $88.8M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BENDA, GRACE, STULZ & COMPANY, P.C. | Auditor | $20,600 | — | $20,600 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $20,600
- Estimated Expense Ratio: 0.019% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $595,889 | $191,809 | $90,580 | $20,600 | — |
| 2024 | $514,286 | $177,466 | $89,419 | $19,850 | — |
| 2023 | $516,383 | $199,227 | $87,096 | — | $152,461 |