Plan Snapshot
- Plan Sponsor: John Hancock Life Insurance Company U.S.A
- Sponsor EIN: 010233346
- Sponsor Address: 200 BERKELEY STREET, BOSTON, MA, 02116
- Plan Type: 401(k)
- Plan Number: 005
- Total Participants: 0
- Total Assets: $2.5B
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 0 | $2.5B | $0 | $0 |
| 2023 | 0 | $2.3B | $0 | $0 |
| 2022 | 0 | $2.0B | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ALIGHT SOLUTIONS LLC | Recordkeeper | $894,709 | — | $894,709 |
| STATE STREET BANK | Custodian / Trustee | $265,036 | — | $265,036 |
| ERNST AND YOUNG LLP | Auditor | $99,168 | — | $99,168 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ALIGHT SOLUTIONS LLC — Recordkeeper
- ERNST AND YOUNG LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,258,913
- Estimated Expense Ratio: 0.050% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,258,913 | $265,036 | — | $99,168 | — |
| 2023 | $1,176,668 | $296,038 | — | $112,896 | — |
| 2022 | $1,403,153 | — | — | — | $1,078,645 |