Plan Snapshot
- Plan Sponsor: John Boyd Enterprises INC
- Sponsor EIN: 680033959
- Sponsor Address: 8401 SPECIALTY CIRCLE, SACRAMENTO, CA, 95828
- Plan Type: 401(k)
- Plan Number: 004
- Total Participants: 180
- Total Assets: $25.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 180 | $25.4M | $0 | $0 |
| 2024 | 134 | $24.2M | $0 | $179,294 |
| 2023 | 141 | $22.3M | $0 | $214,025 |
| 2022 | 122 | $19.7M | $0 | $183,018 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FOCUS PARTNER WEALTH LLC | Other Service Provider | $58,855 | — | $58,855 |
| CLIFTONLARSONALLEN LLP | Other Service Provider | $20,475 | — | $20,475 |
| ASSOCIATED PENSION CONSULTANTS | Other Service Provider | $15,295 | — | $15,295 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $94,625
- Estimated Expense Ratio: 0.373% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $3,330,030 | $58,855 | $15,295 | $20,475 | — |
| 2024 | $96,967 | $59,442 | — | $23,205 | — |
| 2023 | $91,823 | $52,908 | — | $25,200 | — |
| 2022 | $88,209 | $55,976 | — | — | $32,233 |