Plan Snapshot
- Plan Sponsor: John Aguilar & Company, INC. Dba Vernon Transportation
- Sponsor EIN: 954118080
- Sponsor Address: P.O. BOX 31450, STOCKTON, CA, 95206
- Plan Type: 401(k)
- Total Participants: 137
- Total Assets: $6.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 137 | $6.7M | $120,736 | $803,420 |
| 2023 | 169 | $6.2M | $200,942 | $805,620 |
| 2022 | 144 | $4.6M | $164,765 | $659,819 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $51,565 | — | $51,565 |
| KEMPER CPA GROUP LLP | ACCOUNTANT/AUDITOR | $10,145 | — | $10,145 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- KEMPER CPA GROUP LLP — ACCOUNTANT/AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $61,710
- Estimated Expense Ratio: 0.918% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $61,710 | — | — | $10,145 | — |
| 2023 | $31,495 | — | — | — | — |
| 2022 | $26,165 | — | — | — | — |