Plan Snapshot
- Plan Sponsor: J.N. White Associates, INC.
- Sponsor EIN: 161068988
- Sponsor Address: POB 219, PERRY, NY, 14530
- Plan Type: DC
- Total Participants: 106
- Total Assets: $10.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 106 | $10.8M | $157,581 | $348,539 |
| 2023 | 110 | $10.5M | $300,692 | $328,672 |
| 2022 | 117 | $8.3M | $282,914 | $309,927 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MODERN WEALTH HOLDINGS LLC | CONTRACT ADMIN | $22,848 | — | $22,848 |
| EMPOWER LIFE & ANNUITY INSURANCE CO | RECORDKEEPER | $14,504 | — | $14,504 |
| LPL FINANCIAL | INVESTMENT ADVISOR | $6,533 | — | $6,533 |
| SARDONE ROBINSON AND ASSOCIATES LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LPL FINANCIAL — INVESTMENT ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $43,885
- Estimated Expense Ratio: 0.406% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $44,049 | $25,082 | $5,533 | — | — |
| 2023 | $51,259 | $22,099 | $10,735 | $6,250 | — |
| 2022 | $34,045 | — | $33,325 | — | $720 |