Plan Snapshot
- Plan Sponsor: James Craft & Son, INC.
- Sponsor EIN: 231602205
- Sponsor Address: P.O. BOX 8, YORK HAVEN, PA, 173700008
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 135
- Total Assets: $226,588
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 135 | $226,588 | $783,847 | $534,337 |
| 2023 | 126 | $380,046 | $543,967 | $505,839 |
| 2022 | 127 | $533,372 | $698,318 | $495,781 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LUMINARE HEALTH BENEFITS, INC. | Other Service Provider | $54,856 | — | $54,856 |
| AETNA - ASA | Other Service Provider | $19,013 | — | $19,013 |
| RKL LLP | Auditor | $12,100 | — | $12,100 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RKL LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $85,969
- Estimated Expense Ratio: 37.941% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $86,029 | — | $73,869 | $12,100 | — |
| 2023 | $82,125 | — | $70,465 | $11,600 | — |
| 2022 | $93,906 | — | — | — | $93,906 |