Plan Snapshot
- Plan Sponsor: James B. Oswald Company
- Sponsor EIN: 340445620
- Sponsor Address: 950 MAIN AVENUE, CLEVELAND, OH, 44113
- Plan Type: 401(k)
- Total Participants: 1,013
- Total Assets: $212.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,013 | $212.0M | $3.8M | $7.7M |
| 2023 | 747 | $196.3M | $2.8M | $6.2M |
| 2022 | 618 | $169.0M | $3.1M | $5.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | SERVICE PROVIDER | $91,267 | $240 | $91,507 |
| MALONEY+NOVOTNY, LLC | SERVICE PROVIDER | $37,560 | — | $37,560 |
| BENEFIT TRUST COMPANY | SERVICE PROVIDER | — | $16,660 | $16,660 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MALONEY+NOVOTNY, LLC — SERVICE PROVIDER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $145,727
- Estimated Expense Ratio: 0.069% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $128,827 | — | $89,017 | — | — |
| 2023 | $76,924 | — | $70,549 | — | — |
| 2022 | $80,410 | — | $80,410 | — | — |