Plan Snapshot
- Plan Sponsor: J.M. Oliver, INC.
- Sponsor EIN: 232287743
- Sponsor Address: 101 WAVERLY AVENUE, MORTON, PA, 19070
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 291
- Total Assets: $22.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 291 | $22.0M | $0 | $0 |
| 2024 | 187 | $19.5M | $176,489 | $1.2M |
| 2023 | 176 | $17.6M | $186,324 | $1.2M |
| 2022 | 193 | $15.6M | $203,007 | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MMA SECURITIES | Investment Advisor | $39,397 | — | $39,397 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $35,441 | — | $35,441 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $74,838
- Estimated Expense Ratio: 0.341% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,911,701 | $39,397 | — | — | — |
| 2024 | $74,704 | $36,621 | — | — | — |
| 2023 | $64,304 | $32,808 | — | — | — |
| 2022 | $73,407 | — | — | — | — |