Plan Snapshot
- Plan Sponsor: J.F. Edwards Construction
- Sponsor EIN: 362483432
- Sponsor Address: 220 CHICAGO ST, GENESEO, IL, 61254
- Plan Type: 401(k)
- Total Participants: 134
- Total Assets: $15.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 134 | $15.6M | $578,881 | $1.3M |
| 2023 | 132 | $15.4M | $979,618 | $1.1M |
| 2022 | 114 | $12.7M | $583,237 | $987,737 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ANDERSON LOWER WHITLOW PC | Auditor | $13,506 | — | $13,506 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $13,506
- Estimated Expense Ratio: 0.086% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $114,387 | $84,444 | $16,437 | $13,506 | — |
| 2023 | $76,974 | $37,870 | $6,633 | $10,500 | — |
| 2022 | $86,030 | $6,137 | — | — | — |