Plan Snapshot
- Plan Sponsor: Irish Construction
- Sponsor EIN: 951529901
- Sponsor Address: 2641 RIVER AVENUE, ROSEMEAD, CA, 91770
- Plan Type: DC
- Total Participants: 155
- Total Assets: $5.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 155 | $5.1M | $500,758 | $0 |
| 2023 | 205 | $5.5M | $544,550 | $0 |
| 2022 | 249 | $4.9M | $840,835 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| M GROUP INVESTMENT ADVISORS LLC | Other Service Provider | $26,427 | — | $26,427 |
| DAVIS BACON PENISON PLANS, INC | Other Service Provider | $21,166 | — | $21,166 |
| EMPOWER ANNUITY INSURANCE | Other Service Provider | $17,461 | — | $17,461 |
| EMPOWER RETIREMENT ADVISORY SERVICE | Other Service Provider | $6,934 | — | $6,934 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $71,988
- Estimated Expense Ratio: 1.409% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $73,885 | $35,258 | $21,166 | — | — |
| 2023 | $75,135 | $37,055 | $21,073 | — | — |
| 2022 | $71,170 | $33,722 | $20,834 | — | $16,614 |