Plan Snapshot
- Plan Sponsor: Intl Assoc Of Heat And Frost Ins. & Asb. Wkrs 75
- Sponsor EIN: 352150963
- Sponsor Address: 4614 S BURNETT DRIVE, SOUTH BEND, IN, 46614
- Plan Type: DC
- Total Participants: 382
- Total Assets: $12.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 382 | $12.6M | $1.3M | $0 |
| 2023 | 377 | $11.9M | $1.2M | $0 |
| 2022 | 401 | $11.2M | $1.4M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| 1834 INVESTMENT ADVISORS CO | Other Service Provider | $48,823 | $32,000 | $80,823 |
| BENEFIT PLAN ADMINISTRATION SERVICE | Other Service Provider | $44,523 | — | $44,523 |
| JOHNSON & KROL | Other Service Provider | $20,103 | — | $20,103 |
| L. M. HENDERSON & COMPANY, LLP | Other Service Provider | $13,791 | — | $13,791 |
| HUNTS INSURANCE GROUP | Other Service Provider | — | $10,035 | $10,035 |
| GALLAGHER RISK MANAGEMENT SERVICES | Other Service Provider | $6,891 | — | $6,891 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $176,166
- Estimated Expense Ratio: 1.399% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $142,153 | $48,823 | — | $13,791 | — |
| 2023 | $132,488 | $44,532 | — | $13,601 | — |
| 2022 | $131,560 | $43,356 | — | — | $32,602 |