Plan Snapshot
- Plan Sponsor: Intl Assoc Heat And Frost Insulator
- Sponsor EIN: 382679760
- Sponsor Address: 700 TOWER DRIVE SUITE 300, TROY, MI, 48098
- Plan Type: DC
- Total Participants: 1,158
- Total Assets: $36.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,158 | $36.2M | $1.6M | $159,507 |
| 2023 | 1,167 | $33.5M | $1.3M | $168,652 |
| 2022 | 1,178 | $30.8M | $1.4M | $175,512 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NOVARA, TESJIA, CATENACCI | NONE KNOWN | $38,288 | — | $38,288 |
| COMERICA BANK | NONE KNOWN | $20,376 | — | $20,376 |
| MARQUETTE ASSOCIATES | NONE KNOWN | $20,000 | — | $20,000 |
| BENESYS | NONE KNOWN | $18,926 | — | $18,926 |
| WRUBEL WESLEY AND COMPANY C.P.A.'S | NONE KNOWN | $10,250 | — | $10,250 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $107,840
- Estimated Expense Ratio: 0.298% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $141,684 | $20,000 | $18,926 | $11,721 | — |
| 2023 | $124,605 | $20,000 | $18,289 | $9,850 | — |
| 2022 | $123,258 | $40,650 | $18,965 | — | $42,034 |