Plan Snapshot
- Plan Sponsor: International Bay Clubs, LLC
- Sponsor EIN: 455490409
- Sponsor Address: 1221 W COAST HWY, NEWPORT BEACH, CA, 926635001
- Plan Type: 401(k)
- Total Participants: 191
- Total Assets: $3.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 191 | $3.7M | $4,136 | $353,205 |
| 2023 | 317 | $3.3M | $5,840 | $358,623 |
| 2022 | 199 | $2.8M | $0 | $292,340 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE BALDWIN GROUP WEALTH ADVISORS | INVESTMENT ADVISOR | $10,064 | — | $10,064 |
| CLIFTONLARSONALLEN LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CLIFTONLARSONALLEN LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $10,064
- Estimated Expense Ratio: 0.270% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $10,064 | $10,064 | — | — | — |
| 2023 | $11,934 | $8,529 | — | — | — |
| 2022 | $19,311 | $15,526 | $3,785 | — | — |