Plan Snapshot
- Plan Sponsor: International Association Of Heat And Frost Insulators And Allied Work
- Sponsor EIN: 141514924
- Sponsor Address: 302 KNIGHTS RUN AVE SUITE 1100, TAMPA, FL, 33602
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 114
- Total Assets: $6.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 114 | $6.3M | $1.5M | $92,644 |
| 2023 | 146 | $5.7M | $1.3M | $86,755 |
| 2022 | 120 | $5.1M | $1.4M | $88,952 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS | Other Service Provider | $37,778 | — | $37,778 |
| MARSHALL & STERLING EMPLOYEE BENEFI | Other Service Provider | $25,380 | — | $25,380 |
| TEAL, BECKER & CHIARAMONTE CPAS | Other Service Provider | $20,125 | — | $20,125 |
| MERRILL LYNCH PIERCE FENNER & SMITH | Other Service Provider | $19,222 | — | $19,222 |
| WESTERN ASSET MULTI CORE PLUS | Other Service Provider | $8,350 | — | $8,350 |
| BARNES, IACCARINO & SHEPHERD LLP | Other Service Provider | $6,000 | — | $6,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $116,855
- Estimated Expense Ratio: 1.849% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $127,832 | $32,875 | $63,158 | $20,125 | — |
| 2023 | $114,686 | $28,728 | $61,291 | $15,000 | — |
| 2022 | $117,175 | $29,023 | — | — | $23,377 |