Plan Snapshot
- Plan Sponsor: Inter-Rail Transport, INC.
- Sponsor EIN: 581375899
- Sponsor Address: 115 LAWYERS ROW, CENTREVILLE, MD, 21617
- Plan Type: 401(k)
- Total Participants: 639
- Total Assets: $13.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 639 | $13.3M | $300,010 | $1.0M |
| 2023 | 567 | $11.2M | $300,000 | $839,409 |
| 2022 | 355 | $8.3M | $250,000 | $681,938 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GROSS, MENDELSOHN & ASSOCIATES,P.A. | Auditor | $19,500 | — | $19,500 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $19,500
- Estimated Expense Ratio: 0.147% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $59,436 | $867 | — | $19,500 | — |
| 2023 | $52,826 | $721 | — | $19,500 | — |
| 2022 | $49,016 | $304 | — | — | — |