Plan Snapshot
- Plan Sponsor: Integral Federal, INC.
- Sponsor EIN: 522081090
- Sponsor Address: 8444 WESTPARK DRIVE, MCLEAN, VA, 22102
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 249
- Total Assets: $17.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 249 | $17.7M | $0 | $0 |
| 2024 | 219 | $12.0M | $388,982 | $934,935 |
| 2023 | 180 | $10.2M | $371,246 | $1.1M |
| 2022 | 155 | $9.0M | $395,699 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $28,506 | — | $28,506 |
| PNC BANK NATIONAL ASSOCIATION | Investment Advisor | $25,688 | — | $25,688 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $54,194
- Estimated Expense Ratio: 0.306% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,915,672 | $26,771 | — | — | — |
| 2024 | $53,277 | — | — | — | — |
| 2023 | $40,348 | $11,527 | $24,654 | — | — |
| 2022 | $39,471 | $7,812 | $31,659 | — | — |