Plan Snapshot
- Plan Sponsor: Insurance Trust For Delta Retirees, INC.
- Sponsor EIN: 208503691
- Sponsor Address: 2405 SATELLITE BOULEVARD, DULUTH, GA, 30096
- Plan Type: 401(k)
- Plan Number: 510
- Total Participants: 26,866
- Total Assets: $44.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 26,866 | $44.9M | $0 | $0 |
| 2024 | 26,259 | $39.1M | $0 | $68.3M |
| 2023 | 26,255 | $35.0M | $0 | $70.1M |
| 2022 | 25,771 | $30.4M | $0 | $69.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| APTIA INSURANCE SERVICES GROUP LLC | Other Service Provider | $2,354,017 | — | $2,354,017 |
| EPIC EDGEWOOD PARTNERS INS CENTER | Investment Advisor | $68,429 | — | $68,429 |
| CAP FINANCIAL PARTNERS, LLC | Investment Advisor | $65,548 | — | $65,548 |
| BAD RHINO | Recordkeeper | $60,000 | — | $60,000 |
| LEGACY GRAPHICS | Recordkeeper | $45,576 | — | $45,576 |
| WARREN AVERETT | Auditor | $37,500 | — | $37,500 |
| MORRIS MANNING AND MARTIN LLP | ERISA Attorney | $30,000 | — | $30,000 |
| MEDICARE CHOICE GROUP | Other Service Provider | $20,000 | — | $20,000 |
| SEYFARTH SHAW LLP | ERISA Attorney | $18,333 | — | $18,333 |
| HOSTING CONNECTICUT LLC | Other Service Provider | $14,670 | — | $14,670 |
| FLIMP MEDIA, INC | Other Service Provider | $14,180 | — | $14,180 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,728,253
- Estimated Expense Ratio: 6.080% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $71,851,723 | — | — | $37,500 | — |
| 2024 | $2,975,074 | — | — | $47,752 | — |
| 2023 | $2,868,683 | — | $2,758,366 | $48,145 | — |
| 2022 | $2,786,171 | — | — | — | $2,786,171 |