Plan Snapshot
- Plan Sponsor: Insero & Co. Cpas, LLP
- Sponsor EIN: 475324570
- Sponsor Address: 300 CLINTON SQUARE, ROCHESTER, NY, 14604
- Plan Type: 401(k)
- Total Participants: 131
- Total Assets: $25.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 131 | $25.6M | $337,829 | $1.6M |
| 2023 | 139 | $21.4M | $370,855 | $1.5M |
| 2022 | 139 | $18.7M | $328,733 | $1.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| USI CONSULTING GROUP, INC. | RECORDKEEPER | $49,122 | — | $49,122 |
| BAM ADVISOR SERVICES | ADVISOR | $35,599 | — | $35,599 |
| JEFFREY L. OFFHAUS CPA, LLC | AUDITOR | $9,875 | — | $9,875 |
| NEWPORT GROUP | TRUSTEE | $6,189 | — | $6,189 |
| ALERA INVESTMENT ADVISORS LLC | ADVISOR | $6,137 | — | $6,137 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $5,023 | — | $5,023 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JEFFREY L. OFFHAUS CPA, LLC — AUDITOR
- ALERA INVESTMENT ADVISORS LLC — ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $111,945
- Estimated Expense Ratio: 0.437% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $111,950 | $41,741 | — | $9,875 | — |
| 2023 | $135,947 | $58,284 | — | $9,600 | — |
| 2022 | $132,800 | $58,331 | $62,398 | — | $7,850 |