Plan Snapshot
- Plan Sponsor: Idt Corporation
- Sponsor EIN: 223312700
- Sponsor Address: 520 BROAD ST., NEWARK, NJ, 07102
- Plan Type: 401(k)
- Total Participants: 646
- Total Assets: $182.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 646 | $182.3M | $2.2M | $5.5M |
| 2023 | 665 | $160.4M | $1.1M | $5.4M |
| 2022 | 678 | $139.8M | $1.0M | $5.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | Recordkeeper | $442,022 | — | $442,022 |
| OBERON SECURITIES, LLC | Investment Advisor | — | $208,199 | $208,199 |
| STATE STREET BANK AND TRUST CO. | Custodian / Trustee | $25,750 | — | $25,750 |
| ZWICK CPA, PLLC | Auditor | $18,050 | — | $18,050 |
| FISHER INVESTMENTS | Investment Advisor | $7,838 | — | $7,838 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — Recordkeeper
- ZWICK CPA, PLLC — Auditor
- FISHER INVESTMENTS — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $701,859
- Estimated Expense Ratio: 0.385% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $497,961 | $12,138 | — | $18,050 | — |
| 2023 | $368,596 | — | $21,500 | — | — |
| 2022 | $402,283 | $20,502 | $33,750 | — | — |