Plan Snapshot
- Plan Sponsor: Ideal Option PLLC
- Sponsor EIN: 455513274
- Sponsor Address: 5615 DUNBARTON AVE, PASCO, WA, 99301
- Plan Type: 401(k)
- Total Participants: 707
- Total Assets: $10.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 707 | $10.7M | $181,549 | $1.6M |
| 2023 | 654 | $9.2M | $178,740 | $1.6M |
| 2022 | 623 | $7.0M | $156,655 | $1.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LPL FINANCIAL LLC - RPCP | ADVISOR | $49,915 | — | $49,915 |
| NATIONWIDE | RECORDKEEPER | $30,348 | — | $30,348 |
| ANASTASI MOORE MARTIN | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LPL FINANCIAL LLC - RPCP — ADVISOR
- NATIONWIDE — RECORDKEEPER
- ANASTASI MOORE MARTIN — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $80,263
- Estimated Expense Ratio: 0.750% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $55,770 | — | — | — | — |
| 2023 | $85,842 | $53,017 | $4,375 | — | — |
| 2022 | $68,048 | — | — | — | $68,048 |