Plan Snapshot
- Plan Sponsor: Human Resources Unlimited, INC.
- Sponsor EIN: 382567062
- Sponsor Address: 3451 DUNCKEL ROAD, SUITE 200, LANSING, MI, 489114216
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 510
- Total Assets: $8.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 510 | $8.0M | $0 | $0 |
| 2024 | 259 | $7.6M | $0 | $1.0M |
| 2023 | 235 | $6.3M | $0 | $782,045 |
| 2022 | 223 | $5.0M | $0 | $753,678 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $42,962 | — | $42,962 |
| GLOBAL RETIREMENT PARTNERS LLC | Investment Advisor | $15,895 | — | $15,895 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $58,857
- Estimated Expense Ratio: 0.731% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,658,791 | $15,895 | — | — | — |
| 2024 | $56,365 | $7,428 | — | — | — |
| 2023 | $29,206 | — | — | — | — |
| 2022 | $17,759 | — | — | — | — |