Plan Snapshot
- Plan Sponsor: Howard F&C Management Group, LLC
- Sponsor EIN: 882707206
- Sponsor Address: 8306 SOUTH ORANGE AVENUE, ORLANDO, FL, 32809
- Plan Type: 401(k)
- Total Participants: 211
- Total Assets: $14.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 211 | $14.2M | $658,268 | $1.1M |
| 2023 | 208 | $12.6M | $626,024 | $1.1M |
| 2022 | 213 | $10.4M | $196,677 | $331,947 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $43,232 | — | $43,232 |
| BATES & COMPANY INC | CONTRACT ADMIN | $22,388 | — | $22,388 |
| BATES & COMPANY | CONTRACT ADMIN | $22,388 | — | $22,388 |
| GLOBAL RETIREMENT PARTNERS LLC | INVESTMENT ADVISOR | $17,309 | — | $17,309 |
| GLOBAL RETIREMENT PARTNERS, LLC | OTHER | $17,309 | — | $17,309 |
| WELLTH ADVISORY SERVICES LLC | INVESTMENT ADVISOR | $13,536 | — | $13,536 |
| REHMANN ROBSON LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- GLOBAL RETIREMENT PARTNERS, LLC — OTHER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $136,162
- Estimated Expense Ratio: 0.960% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $71,720 | — | $71,720 | — | — |
| 2023 | $92,503 | — | $55,597 | — | — |
| 2022 | $23,393 | $11,069 | $12,324 | — | — |