Plan Snapshot
- Plan Sponsor: Holt Lunsford Commerical, INC.
- Sponsor EIN: 752439290
- Sponsor Address: 5950 BERKSHIRE LANE, DALLAS, TX, 75225
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 208
- Total Assets: $9.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 208 | $9.9M | $0 | $0 |
| 2024 | 177 | $9.4M | $237,022 | $1.0M |
| 2023 | 183 | $9.2M | $194,747 | $857,375 |
| 2022 | 175 | $9.1M | $182,830 | $787,466 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $32,205 | — | $32,205 |
| COMMERCE STREET INVESTMENT MANAGEME | Investment Advisor | — | $19,000 | $19,000 |
| INWEST RETIREMENT | Recordkeeper | $7,114 | $3,397 | $10,511 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $61,716
- Estimated Expense Ratio: 0.624% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,170,461 | — | $39,318 | — | — |
| 2024 | $51,505 | — | $51,505 | — | — |
| 2023 | $41,999 | — | $41,999 | — | — |
| 2022 | $41,190 | — | $41,190 | — | — |