Plan Snapshot
- Plan Sponsor: Hillsdale College
- Sponsor EIN: 381374230
- Sponsor Address: 33 E. COLLEGE STREET, HILLSDALE, MI, 49242
- Plan Type: 401(k)
- Total Participants: 836
- Total Assets: $205.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 836 | $205.4M | $5.8M | $4.9M |
| 2023 | 822 | $178.5M | $5.3M | $4.4M |
| 2022 | 762 | $151.3M | $4.6M | $3.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIAA-CREF | Recordkeeper | $1,503,774 | — | $1,503,774 |
| TFO-TDC LLC | Investment Advisor | $241,121 | — | $241,121 |
| TRANSAMERICA RETIREMENT SOLUTIONS | Recordkeeper | $98,322 | — | $98,322 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TIAA-CREF — Recordkeeper
- TFO-TDC LLC — Investment Advisor
- TRANSAMERICA RETIREMENT SOLUTIONS — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,843,217
- Estimated Expense Ratio: 0.897% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $345,924 | $241,121 | $6,481 | — | — |
| 2023 | $330,375 | $208,036 | $28,275 | — | — |
| 2022 | $305,626 | $203,129 | — | — | — |