Plan Snapshot
- Plan Sponsor: Here North America, LLC
- Sponsor EIN: 770080465
- Sponsor Address: 425 W. RANDOLPH STREET, CHICAGO, IL, 60606
- Plan Type: 401(k)
- Total Participants: 780
- Total Assets: $466.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 780 | $466.2M | $4.9M | $15.6M |
| 2023 | 833 | $423.1M | $4.9M | $15.4M |
| 2022 | 903 | $375.3M | $5.4M | $16.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $98,427 | — | $98,427 |
| ABD RETIREMENT SERVICES, INC. | INVESTMENT ADVISOR | $85,000 | — | $85,000 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $30,438 | — | $30,438 |
| CROWE LLP | ACCOUNTANT/AUDITOR | $28,350 | — | $28,350 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- STRATEGIC ADVISORS, INC. — ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $242,215
- Estimated Expense Ratio: 0.052% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $240,609 | $115,438 | $2,700 | $28,350 | — |
| 2023 | $242,789 | $109,102 | $1,200 | $28,350 | — |
| 2022 | $290,754 | $23,049 | — | — | — |