Plan Snapshot
- Plan Sponsor: Help Usa, INC.
- Sponsor EIN: 133922973
- Sponsor Address: 115 E 13TH STREET, NEW YORK, NY, 10003
- Plan Type: 401(k)
- Total Participants: 1,147
- Total Assets: $37.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,147 | $37.6M | $1.8M | $3.1M |
| 2023 | 1,045 | $36.0M | $1.7M | $2.7M |
| 2022 | 1,179 | $32.2M | $2.2M | $2.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $240,634 | — | $240,634 |
| PRIME PENSIONS, INC. | Recordkeeper | $90,853 | $25,684 | $116,537 |
| MML INVESTORS SERVICES LLC | Investment Advisor | — | $64,820 | $64,820 |
| HELP USA INC | Recordkeeper | $8,392 | — | $8,392 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MML INVESTORS SERVICES LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $430,383
- Estimated Expense Ratio: 1.145% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $344,712 | — | $344,712 | — | — |
| 2023 | $187,648 | — | $187,648 | — | — |
| 2022 | $197,241 | — | — | — | $197,241 |