Plan Snapshot
- Plan Sponsor: Heat & Frost Insulators Local 27
- Sponsor EIN: 430337343
- Sponsor Address: 400 SOUTH MAIN, INDEPENDENCE, MO, 640503813
- Plan Type: DC
- Total Participants: 514
- Total Assets: $32.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 514 | $32.4M | $3.1M | $0 |
| 2023 | 483 | $28.4M | $2.1M | $0 |
| 2022 | 442 | $23.8M | $1.7M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NOVAK BIRKS, PC | Auditor | $26,243 | — | $26,243 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $26,243
- Estimated Expense Ratio: 0.081% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $192,159 | $100,215 | $59,008 | $26,243 | — |
| 2023 | $156,206 | $55,354 | $48,447 | $29,303 | — |
| 2022 | $97,541 | $45,848 | $19,035 | — | $26,419 |