Plan Snapshot
- Plan Sponsor: Heat & Frost Insulators & Asbestos Workers Local #38
- Sponsor EIN: 236283938
- Sponsor Address: 315-317 NORTH WASHINGTON STREET, WILKES-BARRE, PA, 18705
- Plan Type: DB
- Total Participants: 88
- Total Assets: $20.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 88 | $20.5M | $573,396 | $0 |
| 2023 | 88 | $18.2M | $498,400 | $0 |
| 2022 | 89 | $15.6M | $486,074 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NORTHEAST ADVISORS, INC. | NONE | $36,005 | — | $36,005 |
| N.A. FALCONE & ASSOCIATES, INC | NONE | $22,504 | — | $22,504 |
| SNYDER & CLEMENTE | NONE | $16,000 | — | $16,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SNYDER & CLEMENTE — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $74,509
- Estimated Expense Ratio: 0.364% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $87,691 | $36,005 | — | $16,000 | — |
| 2023 | $69,756 | $30,638 | — | $15,750 | — |
| 2022 | $75,563 | $28,556 | — | — | $47,007 |