Plan Snapshot
- Plan Sponsor: Hazard Construction Company
- Sponsor EIN: 330807734
- Sponsor Address: 10529 VINE STREET, LAKESIDE, CA, 92040
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 237
- Total Assets: $31.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 237 | $31.3M | $0 | $0 |
| 2024 | 171 | $26.8M | $1.8M | $1.0M |
| 2023 | 132 | $22.5M | $1.1M | $784,341 |
| 2022 | 119 | $18.0M | $812,085 | $757,098 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDUCIARY BENEFITS GROUP INC | Investment Advisor | $81,055 | — | $81,055 |
| ECONOMIC GROUP PENSION SERVICES LLC | Other Service Provider | $18,078 | $14,038 | $32,116 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $28,981 | — | $28,981 |
| GELMAN LLP | Other Service Provider | $14,750 | — | $14,750 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $156,902
- Estimated Expense Ratio: 0.501% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,588,384 | — | — | — | — |
| 2024 | $45,251 | — | — | — | — |
| 2023 | $47,597 | $34,601 | — | — | — |
| 2022 | $122,159 | $36,330 | $73,809 | — | $12,020 |