Plan Snapshot
- Plan Sponsor: Hartwick College
- Sponsor EIN: 150533561
- Sponsor Address: ONE HARTWICK DRIVE, ONEONTA, NY, 138204000
- Plan Type: 403(b)
- Plan Number: 001
- Total Participants: 801
- Total Assets: $115.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 801 | $115.7M | $0 | $0 |
| 2024 | 467 | $105.4M | $1.0M | $1.4M |
| 2023 | 514 | $97.3M | $1.0M | $1.4M |
| 2022 | 506 | $88.0M | $1.0M | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIAA | Recordkeeper | $69,762 | — | $69,762 |
| FIDUCIARY INVESTMENT ADVISORS, LLC | Investment Advisor | $27,281 | — | $27,281 |
| BERRYDUNN | Auditor | $16,075 | — | $16,075 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $113,118
- Estimated Expense Ratio: 0.098% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $7,425,603 | $27,281 | $70,307 | $16,075 | — |
| 2024 | $117,410 | $33,011 | $69,399 | $15,000 | — |
| 2023 | $98,027 | $25,525 | $58,002 | $14,500 | — |
| 2022 | $90,857 | $24,782 | $53,175 | — | $12,900 |