Plan Snapshot
- Plan Sponsor: Harding University
- Sponsor EIN: 710236896
- Sponsor Address: P.O. BOX 12257, SEARCY, AR, 72149
- Plan Type: 403(b)
- Plan Number: 001
- Total Participants: 1,272
- Total Assets: $221.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,272 | $221.1M | $0 | $0 |
| 2024 | 661 | $201.9M | $3.4M | $4.0M |
| 2023 | 673 | $189.3M | $3.4M | $3.9M |
| 2022 | 692 | $170.7M | $3.4M | $3.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIAA | Other Service Provider | $130,357 | — | $130,357 |
| CBIZ INVESTMENT ADVISORY SERVICES | Other Service Provider | $83,603 | — | $83,603 |
| HOGANTAYLOR LLP | Other Service Provider | $22,582 | — | $22,582 |
| FRIDAY, ELDREDGE & CLARK LLP | Other Service Provider | $11,334 | — | $11,334 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $247,876
- Estimated Expense Ratio: 0.112% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $15,589,517 | $83,603 | $130,364 | $22,582 | — |
| 2024 | $164,860 | $52,022 | $91,160 | $21,678 | — |
| 2023 | $148,274 | $43,379 | $74,482 | $20,355 | — |
| 2022 | $103,968 | $103,968 | — | — | — |