Plan Snapshot
- Plan Sponsor: Harding'S Galesburg Market, INC.
- Sponsor EIN: 382040357
- Sponsor Address: P.O. BOX 303, RICHLAND, MI, 49083
- Plan Type: 401(k)
- Total Participants: 182
- Total Assets: $8.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 182 | $8.1M | $0 | $369,094 |
| 2023 | 191 | $6.9M | $159,238 | $386,263 |
| 2022 | 178 | $6.2M | $164,535 | $367,045 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FISHER SPIEGEL KUNKLE & GERBER PLLC | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $42,274 | $33,829 | — | — | — |
| 2023 | $32,126 | $22,669 | — | — | — |
| 2022 | $19,017 | $19,017 | — | — | — |