Plan Snapshot
- Plan Sponsor: Harding & Hill, INC.
- Sponsor EIN: 381296852
- Sponsor Address: 211 BANNISTER STREET, PLAINWELL, MI, 490801372
- Plan Type: 401(k)
- Total Participants: 150
- Total Assets: $6.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 150 | $6.2M | $39,468 | $244,491 |
| 2023 | 121 | $6.0M | $42,601 | $251,056 |
| 2022 | 149 | $5.5M | $42,324 | $273,439 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPITAL GROUP RETIREMENT PLAN SERVI | RECORDKEEPER | $15,426 | — | $15,426 |
| CENTENNIAL SECURITIES | SERVICE PROVIDER | $11,182 | — | $11,182 |
| PATHWAY INVESTMENTS | SERVICE PROVIDER | $5,646 | — | $5,646 |
| MONROE, SWEERIS & TROMP P.L.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MONROE, SWEERIS & TROMP P.L.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $32,254
- Estimated Expense Ratio: 0.522% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $32,254 | — | — | — | — |
| 2023 | $9,771 | — | — | — | — |
| 2022 | $12,844 | — | — | — | — |