Plan Snapshot
- Plan Sponsor: Harbor Rail Services Of Ca
- Sponsor EIN: 954608228
- Sponsor Address: 1550 W COLORADO BOULEVARD, PASADENA, CA, 91105
- Plan Type: 401(k)
- Total Participants: 358
- Total Assets: $6.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 358 | $6.4M | $362,466 | $631,889 |
| 2023 | 343 | $5.7M | $374,941 | $663,130 |
| 2022 | 285 | $4.5M | $149,775 | $577,799 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GAIL EGAN CPA ESQ. | Auditor | $7,100 | — | $7,100 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $7,100
- Estimated Expense Ratio: 0.111% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $31,462 | $14,165 | — | $7,100 | — |
| 2023 | $21,575 | $11,828 | — | — | — |
| 2022 | $28,827 | — | — | — | — |