Plan Snapshot
- Plan Sponsor: Habitat For Humanity Central Arizona
- Sponsor EIN: 742401708
- Sponsor Address: 2830 WEST GLENDALE AVE., SUITE 33, PHOENIX, AZ, 85051
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 205
- Total Assets: $5.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 205 | $5.6M | $0 | $0 |
| 2024 | 119 | $6.1M | $190,547 | $360,746 |
| 2023 | 99 | $5.1M | $173,030 | $346,501 |
| 2022 | 97 | $4.0M | $171,527 | $307,564 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LINCOLN NATIONAL CORPORATION | Other Service Provider | $45,914 | — | $45,914 |
| STADION MONEY MANAGEMENT | Other Service Provider | $23,696 | — | $23,696 |
| PINNACLE PLAN DESIGN LLC | Recordkeeper | $5,761 | — | $5,761 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $75,371
- Estimated Expense Ratio: 1.340% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,890,633 | $23,696 | $51,675 | — | — |
| 2024 | $70,218 | — | $70,218 | — | — |
| 2023 | $58,224 | — | — | — | — |
| 2022 | $49,565 | — | $49,565 | — | — |