Plan Snapshot
- Plan Sponsor: H.Y.B., INC. Dba Harper'S
- Sponsor EIN: 621105945
- Sponsor Address: 9735 KINGSTON PIKE, KNOXVILLE, TN, 379223346
- Plan Type: 401(k)
- Total Participants: 470
- Total Assets: $10.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 470 | $10.8M | $250,913 | $1.4M |
| 2023 | 418 | $8.6M | $185,599 | $1.1M |
| 2022 | 396 | $6.6M | $140,821 | $859,650 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA LIFE INSURANCE COMPANY | RECORDKEEPER | $47,816 | — | $47,816 |
| RAYMOND JAMES FINANCIAL SERVICES IN | INVESTMENT ADVISORY -PLA | $28,389 | — | $28,389 |
| ERISA SERVICES, INC. | RECORDKEEPER | $20,435 | $206 | $20,641 |
| HENDERSON, HUTCHERSON & MCCULLOUGH | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA LIFE INSURANCE COMPANY — RECORDKEEPER
- RAYMOND JAMES FINANCIAL SERVICES IN — INVESTMENT ADVISORY -PLA
- ERISA SERVICES, INC. — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $96,846
- Estimated Expense Ratio: 0.899% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $112,120 | — | — | — | — |
| 2023 | $80,719 | — | — | — | — |
| 2022 | $52,555 | $52,555 | — | — | — |