Plan Snapshot
- Plan Sponsor: H&S Bakery, INC.
- Sponsor EIN: 520748852
- Sponsor Address: 601 SOUTH CAROLINE STREET, BALTIMORE, MD, 21231
- Plan Type: 401(k)
- Total Participants: 979
- Total Assets: $17.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 979 | $17.4M | $428,943 | $946,799 |
| 2023 | 897 | $15.4M | $396,603 | $960,443 |
| 2022 | 914 | $13.1M | $424,030 | $974,219 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NWPS | N/A | $46,685 | — | $46,685 |
| MACALPINE, CARLL & CO. LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- NWPS — N/A
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $46,685
- Estimated Expense Ratio: 0.268% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $47,634 | $12,585 | — | — | — |
| 2023 | $40,073 | $39,798 | — | — | — |
| 2022 | $66,127 | — | — | — | $66,127 |