Plan Snapshot
- Plan Sponsor: H & M Mechanical Constructors, INC.
- Sponsor EIN: 760670696
- Sponsor Address: 5820 CENTER STREET, PASADENA, TX, 77505
- Plan Type: 401(k)
- Total Participants: 388
- Total Assets: $16.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 388 | $16.0M | $695,186 | $1.3M |
| 2023 | 270 | $12.7M | $612,618 | $1.2M |
| 2022 | 207 | $9.6M | $521,844 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| OSAIC WEALTH,INC. | BROKER/DEALER | — | $57,579 | $57,579 |
| VOYA RETIREMENT ADVISORS,LLC | SERVICE PROVIDER | $9,148 | — | $9,148 |
| ECONOMIC GROUP PENSION SERVICES | THIRD PARTY ADMINISTRATO | — | $6,699 | $6,699 |
| MELTON & MELTON, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- OSAIC WEALTH,INC. — BROKER/DEALER
- MELTON & MELTON, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $73,426
- Estimated Expense Ratio: 0.459% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $18,281 | — | $18,281 | — | — |
| 2023 | $10,872 | $10,872 | — | — | — |
| 2022 | $11,101 | $11,101 | — | — | — |