Plan Snapshot
- Plan Sponsor: Guarino'S Swimming Pool Service, INC.
- Sponsor EIN: 042731247
- Sponsor Address: 12 ESQUIRE RD, NORTH BILLERICA, MA, 018622502
- Plan Type: 401(k)
- Total Participants: 281
- Total Assets: $7.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 281 | $7.6M | $141,128 | $599,965 |
| 2023 | 258 | $7.0M | $132,561 | $546,328 |
| 2022 | 255 | $6.5M | $134,351 | $554,495 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LPL FINANCIAL LLC | Investment Advisor | $17,201 | — | $17,201 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LPL FINANCIAL LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $17,201
- Estimated Expense Ratio: 0.227% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $18,736 | — | — | — | — |
| 2023 | $18,800 | $17,106 | — | — | — |
| 2022 | $17,274 | — | — | — | — |