Plan Snapshot
- Plan Sponsor: Guardian Savings Bank
- Sponsor EIN: 310471850
- Sponsor Address: 6100 WEST CHESTER ROAD, WEST CHESTER, OH, 45069
- Plan Type: 401(k)
- Total Participants: 163
- Total Assets: $11.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 163 | $11.5M | $165,125 | $533,586 |
| 2023 | 188 | $10.5M | $160,095 | $527,233 |
| 2022 | 193 | $11.6M | $177,863 | $612,099 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PCA INVESTMENT ADVISORY SERVICES | NONE | $18,608 | — | $18,608 |
| PENSION CORPORATION OF AMERICA | NONE | $13,080 | $4,043 | $17,123 |
| FORVIS MAZARS, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PCA INVESTMENT ADVISORY SERVICES — NONE
- FORVIS MAZARS, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $35,731
- Estimated Expense Ratio: 0.311% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $31,688 | $18,608 | — | — | — |
| 2023 | $32,471 | $16,870 | — | — | — |
| 2022 | $34,505 | $20,973 | $13,532 | — | — |