Plan Snapshot
- Plan Sponsor: Guam & Guam Incorporated Dba Pacific Islands Club - Guam
- Sponsor EIN: 980041448
- Sponsor Address: P.O.BOX 9370, TAMUNING, GU, 96931
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 178
- Total Assets: $4.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 178 | $4.3M | $0 | $246,351 |
| 2023 | 232 | $4.0M | $0 | $203,469 |
| 2022 | 307 | $3.5M | $0 | $175,204 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ASC TRUST, LLC | Custodian / Trustee | $39,415 | — | $39,415 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $39,415
- Estimated Expense Ratio: 0.921% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $39,415 | — | $1,980 | — | — |
| 2023 | $35,533 | — | $1,990 | — | — |
| 2022 | $36,967 | $34,237 | $2,730 | — | — |