Plan Snapshot
- Plan Sponsor: Grape Expectations
- Sponsor EIN: 942423490
- Sponsor Address: 1091 ESSEX AVENUE, RICHMOND, CA, 94801
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 111
- Total Assets: $7.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 111 | $7.9M | $244,326 | $268,307 |
| 2023 | 102 | $6.7M | $366,022 | $201,103 |
| 2022 | 87 | $5.5M | $0 | $177,245 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA LI COMPANY | Recordkeeper | $31,552 | — | $31,552 |
| MERRILL LYNCH LIFE AGENCY, INC. | Investment Advisor | $20,242 | — | $20,242 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA LI COMPANY — Recordkeeper
- MERRILL LYNCH LIFE AGENCY, INC. — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $51,794
- Estimated Expense Ratio: 0.659% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $55,084 | $31,552 | $3,289 | — | — |
| 2023 | $239,837 | — | — | — | — |
| 2022 | $1,524,146 | — | — | — | — |