Plan Snapshot
- Plan Sponsor: Goldberg & Osborne LLP
- Sponsor EIN: 860625199
- Sponsor Address: 4423 EAST THOMAS ROAD, PHOENIX, AZ, 85018
- Plan Type: 401(k)
- Total Participants: 88
- Total Assets: $9.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 88 | $9.4M | $74,772 | $428,187 |
| 2023 | 93 | $10.1M | $72,561 | $483,494 |
| 2022 | 114 | $8.7M | $90,378 | $500,946 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $18,636 | — | $18,636 |
| CLEAR FIDUCIARY CONSULTANTS, LLC | INVESTMENT ADVISORY | $12,202 | $3 | $12,205 |
| LUDWIG KLEWER & RUDNER PLLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LUDWIG KLEWER & RUDNER PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $30,841
- Estimated Expense Ratio: 0.327% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $30,838 | $12,202 | $18,636 | — | — |
| 2023 | $30,627 | $11,626 | $19,001 | — | — |
| 2022 | $19,045 | $8,770 | $10,275 | — | — |